Thursday March 11 , 2010
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Financial Future - there is more than one path to your financial future
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  • Construction Calculator

    remodel-homeWhile visiting RealEstateJournal.com I found this quick construction cost estimator by RSMeans. The easy to use calculator allows you to select from 50 building types to estimate the cost of commercial construction. The user inputs the construction site zip code and expected square feet. The estimator provides low, medium, and high estimates and breaks out the achitectural fees and contractor's overhead and profit. Quick Cost Estimator for Construction.



  • Rules

    These support forums are for the clients of Avalon MIS and the general public. Clients may register to post to the forums.

    General Rules

    * Support tickets are considered to be confidential information. Therefore please open a support ticket from any support area at one of our Websites. Support tickets posted in the forums will be deleted.

    * While debating and discussion is fine, we will not tolerate rudeness, insulting posts, personal attacks or purposeless inflammatory posts. Our decision is final in these matters.

    * Please refrain from posting meaningless threads, one word (or short) non-sense posts, or the such.

    * Multiple or repeated posting in order to increase your post count is not allowed.

    * Advertising, spamming and trolling is not allowed. This includes using the forum, email, visitor messages, blog comments, picture comments and private message systems to spam other members.

    * Please wait a reasonable amount of time before bumping posts. For style changes and general 'how-to' questions this should be 24 hours. For specific troubleshooting issues, use 12 hours as a guideline.

    * We also do not allow posts or links to sites that are sexual in nature or violate Avalon MIS community standards. TheAvalon MIS team shall be the sole arbitrator of what does and what does not violate community standards.

    * Discussion of illegal activities such as software and music piracy and other intellectual property violations are not allowed.

    * Each member is allowed one login account. Registering with multiple accounts is not allowed.

    * While we are quite happy to have constructive comparative conversations about competitor's products, we will not tolerate blatant adverts or the sort of 'ooh look, yet another bulletin board' threads. Also, we would appreciate it if you refrain from blatant bashing of other boards.

    * We reserve the right to remove offensive posts without notice.

    * Also while these rules cover most common situations, they cannot anticipate everything. Consequently we reserve the right to take any actions we deem appropriate to ensure these forums are not disrupted or abused in any way.

    * You cannot post any affiliate or referral links, or post anything asking for a referral. Such posts will be subject to removal.

    * You cannot post advertisements or notices for contests.

    * We also reserve the right to ban anyone who wilfully violates the forum rules, as access to our support forums are a privilege and not a right. A banned customer is still entitled to support from the support system. Hosting Forum

    * The hosting forum is for discussion and support of our Free Hosting Services. Advertising of competitor hosting services is not allowed. This includes any host or anyone with a financial interest in or a partnership relationship with a host from replying to questions or requests regarding hosting services. Any posts violating this rule will be removed.

    Addendum

    * We reserve the right to update and modify these rules as the needs of the community dictate to ensure the smooth operation of this community.



  • Respected Individuals
    RespectedIndividualsFinancial services should be delivered, not sold! The ABC's of a Financial Education AVOID: Popular magazines, books, and personalities. Most seminars (most are offered by sales professionals).More... Listening to those who don’t have the proper background. Websites that hype and advertise excessively. BUY: Books written by properly educated professionals described in the next post. Publications such as Wall Street Journal and Kiplinger. Books that you find at your local college bookstore. Reading material recommended for college courses in financial planning and investments. There are many great sites that help educate you such as:
    • Vanguard.com
    • Fidelity.com
    • Savings Plus Program (http://sppforu.nrsservicecenter.com/nrs/?Site=California)
    • www.Morningstar.com www.NASD.com


  • Look For Professionals Who Have The Right Credentials
    professional-advisorsFinancial professionals should have education and experience in their field. As a minimum I recommend the following professionals attain a certain level of education and experience in specific subject areas. Accountants = Four or six year degrees (Bachelors/Masters) in Accounting + CPA.
    • Attorney = Four years degree + law degree + five years experience.
    • Bookkeepers = Five years experience, especially working under a CPA.
    • Financial Consultants (advisors and planners) = Four year degrees in Accounting or
    • Finance + MBA/MS Finance or CFP + five years experience.
    • Insurance Agent = Four or six year degrees (Bachelors/Masters) in Accounting, Economics, or Finance.
    • Stockbrokers = Four year degrees in Accounting or Finance + MBA/MS Finance or CFP + ten years experience.


Real Estate Tweets

Los Angeles and Sacramento are now OFF the list of 30 most WIRED cities in the U.S. (Forbes). Let's turn this around California!
Friday, 05 March 2010 02:56
It is a beautiful sunny day along the Central Coast.
Thursday, 04 March 2010 20:18
A big thanks to Charles McCann in Arcata for the referral. Bev was a pleasant surprise!
Monday, 01 March 2010 22:12
WSJ.com - Spec Houses Rise as Builders Bet on Buyers Before Tax Credit Ends http://on.wsj.com/bhBw9Y
Monday, 01 March 2010 14:55
WSJ.com - Quick Sale http://on.wsj.com/bEyMC4
Monday, 01 March 2010 14:55
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